Professional Skipper Liability Insurance

Extended Professional Skipper Liability Insurance

The advanced professional skipper liability insurance covers the legal liabilit insurance of the policy holder as a professional skipper/guide of a yacht of up to 100 tons. The Coverage is 3.000.000,- EUR or 6.000.000,- EUR as a lump sum for personal injuries and property damage. The total sum for all insurance cases of a year is twice of sum insured.

Co-insured is:

Covered by the Extended Skipper Third Party Liability Insurance for commercial skippers is the legal liability insurance of the insured person as a private and commercial, skipper of a chartered foreign sailing and motor yacht of up to 750 PS and/or 150 m² sail area. The insurance sum is 3.000.000,- EUR or 6.000.000,- EUR for personal and property damage and additionally 100.000,- EUR for financial losses. The yacht’s liability insurance and fully comprehensive insurance are obliged to perform in advance. So the Skipper Third-Party Liability Insurance is always subsidiary.
Covered are:

• Damage to the chartered yacht in case of proven gross negligence up to 550.000,- EUR
  (in case of damage a deductible of 2.500,- is deemed as agreed)
  
• Liability claims of the entire crew among each other up to 3.000.000,- or 6.000.000,- EUR
  (In case of property damage as far as they exceed 150,- EUR per claim)
  
• Security deposit in case of seizure in a foreign harbor up to 50.000,- EUR
  
• Claims of the yacht owner for charter losses due to a self-inflicted major damage to the yacht up to 20.000,- EUR
  (the costs for the first three days of the charter loss must be partly taken by the policy holder)
  
• 1.000 EUR for hotel and travel costs to the charter base if the charter trip must be cancelled due to a damage causing an impossible return due to insufficient seaworthiness of the yacht..

The annual insurance premium including the legal insurance tax is:

We also charge a one-off policy fee of 6.50 EUR including the statutory insurance tax..